Debt Payoff Calculator

Choose Snowball or Avalanche, add your debts, and see your payoff timeline.

Method

Snowball (smallest balance first) Avalanche (highest APR first)

Name	Balance ($)	APR (%)	Min ($)	Remove

Extra monthly budget (above minimums) ($)

This extra amount is added to your chosen target debt each month. When a debt is paid off, its minimum payment “rolls” into the next debt.

Payoff time: —

Estimated payoff date: —

Total interest: —

Total paid: —

Debt	Months	Interest	Paid off (est.)

Want a printable plan? Grab the free debt tracker, then read The Debt Snowball Quick Sheet for a simple walkthrough.